BUSINESS STRUCTURING SECRETS, LLC

Terms of Service

Last updated: July 10, 2026

Please read these Terms of Service (the "Terms") carefully. They form a legally binding agreement between you and Business Structuring Secrets, LLC, a Utah limited liability company ("BSS," "we," "us," or "our"), and govern your access to and use of our website at businessstructuringsecrets.com, our membership programs, trainings, consultations, document-preparation services, and any other products or services we offer (collectively, the "Services"). By accessing or using the Services, creating an account, purchasing a product, or clicking a box or button indicating your acceptance, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Who We Are; No Legal Advice and No Attorney-Client Relationship

BSS is not a law firm, and no member of our team is acting as your attorney through the Services, though many attornies choose us to do their structuring for them. We provide business-structuring education and self-help document preparation. Using the Services, communicating with our team, or receiving documents from us does not create an attorney-client relationship, an accountant-client relationship, or any fiduciary relationship, and your communications with us are not protected by the attorney-client privilege. We do not provide legal, tax, financial, or investment advice, and nothing in the Services should be relied upon as a substitute for advice from a licensed professional in your jurisdiction.

Where we prepare tax returns gratis for members of our Inner Circle, that agreement is limited to the specific return we agree to prepare and is separate from the general educational content on our website, which is not personalized tax advice.

2. Educational Nature of the Services; Your Responsibility

All trainings, presentations, articles, templates, checklists, videos, and other materials are provided for general educational and informational purposes. You are solely responsible for how you apply what you learn, for the accuracy of the information you give us, and for reviewing every document before you sign, file, or rely on it. We encourage you to consult your own qualified attorney, CPA, or other licensed professional regarding your specific situation.

3. No Reliance on Informal Communications

If you believe any BSS representative has offered an opinion about your legal rights, tax position, or strategy in casual conversation, chat, email, or during a training, you agree that such communication is general education only, that you will not rely on it as professional advice, and that any decision you make based on it is your own.

4. Scope of Document Preparation and Review

When we prepare documents or filings for you, our role is limited to preparing the documents based on the information and selections you provide and, where applicable, submitting filings on your behalf. We do not independently verify the information you supply, render legal opinions, or guarantee that any document or entity will achieve a particular legal or tax result. You have an affirmative duty to review each document for accuracy and completeness before executing or filing it.

5. Authorization to Act as Organizer or Filing Agent

For entity formations and similar filings, you authorize BSS or its designee to act as your limited agent solely to prepare, sign where necessary, and submit formation and related documents, pay required fees, and communicate with governmental authorities as reasonably necessary to complete the service you requested. This limited authorization ends automatically when the service is complete.

6. Use of Artificial Intelligence and Automation Tools

We use third-party artificial-intelligence and automation tools to help operate our business, including to help draft and review documents, transcribe and summarize calls, organize information, and prepare communications. AI-assisted output can be inaccurate, incomplete, or outdated, so a member of our team reviews the work before it is used or delivered, and you remain responsible for reviewing every document we prepare for you before you sign, file, or rely on it. AI-assisted output is not legal, tax, or financial advice. We do not sell your information to these tools, and we work only with providers that handle information under appropriate confidentiality and security terms.

7. Eligibility and Accounts

You must be at least 18 years old and able to form a binding contract to use the Services. You are responsible for keeping your account credentials confidential and for all activity under your account. Notify us promptly of any unauthorized use.

8. Memberships, Subscriptions, and Billing

Certain Services are offered as recurring memberships, including the Inner Circle membership and the Gold membership. Unless stated otherwise at checkout, memberships renew automatically each billing period at the then-current rate until canceled, and you authorize us and our payment processors to charge your payment method on each renewal date. You may cancel a recurring membership at any time, effective at the end of the current billing period, through your account or by contacting us. Cancellation stops future charges but does not retroactively refund amounts already paid, except as provided in Section 10 or required by law.

9. Fees, Government Filing Fees, and Third-Party Costs

You agree to pay all fees for the Services you purchase, plus applicable taxes, government filing fees, registered-agent fees, and third-party costs. Quoted government fees are estimates based on current published schedules and may change without notice; you remain responsible for any increase or additional disbursement needed to complete a filing.

10. Refunds and Cancellations

Refunds are governed by the refund policy stated for the specific product at the time of purchase. Except where a product's stated policy provides otherwise, where we fail to perform an agreed service, or where a longer period is required by law, refund requests must be made within thirty (30) days of purchase. Government filing fees and third-party costs already incurred on your behalf are non-refundable.

11. Physical Delivery and Risk of Loss

Some Services include physical delivery of documents or materials (for example, a printed record book). Where we ship physical items, delivery is made to the address you provide, and title and risk of loss pass to you once we hand the shipment to the carrier. We are not responsible for carrier delays, misdelivery, or loss once an item leaves our hands, although we will reasonably help you trace a lost shipment. Where delivery is electronic, the item is deemed delivered when we first make it available to you for download.

12. Accurate Information and Client Responsibilities

You represent that the information you provide is true, complete, and current, that you have the authority to provide it, and that your use of the Services complies with all applicable laws. If you do not provide requested information or approvals within a reasonable time, we may treat the order as inactive and pause or close it.

13. Intellectual Property

The Services and all content we provide, including trainings, written materials, templates, graphics, and the BSS name and logo, are owned by BSS or our licensors and are protected by intellectual-property laws. We grant you a limited, personal, non-transferable, non-exclusive license to access and use the content for your own business purposes. You may not resell, redistribute, publicly share, or create derivative educational products from our materials without our written permission.

14. Copyright Complaints and DMCA Notices

We respect intellectual-property rights and respond to notices of alleged copyright infringement under the Digital Millennium Copyright Act (DMCA). If you believe material on our site infringes a copyright you own or control, send a written notice to our designated Copyright Agent that includes: (a) your physical or electronic signature; (b) identification of the copyrighted work you claim has been infringed; (c) identification of the material you claim is infringing and enough detail to locate it; (d) your name, address, telephone number, and email; (e) a statement that you have a good-faith belief the use is not authorized by the owner, its agent, or the law; and (f) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the owner or authorized to act on the owner's behalf.

Designated Copyright Agent: Braden Chase, Business Structuring Secrets, LLC, 8850 S 700 E Unit 56, Sandy, UT 84091. Email: support@businessstructuringsecrets.com.

We may remove or disable access to material claimed to be infringing and, in appropriate circumstances, terminate the accounts of repeat infringers. If you believe your material was removed or disabled in error, you may send a written counter-notice to the same agent.

15. User Content and Feedback

If you submit content, questions, or feedback, you grant us a non-exclusive, royalty-free license to use it to operate and improve the Services. You are responsible for the content you submit and represent that you have the right to submit it.

16. Third-Party Services and Links

The Services may link to or integrate third-party websites, tools, payment processors, and government portals. We do not control and are not responsible for third-party services, and your use of them is at your own risk and subject to their terms.

17. Disclaimers of Warranties

THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, BSS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT, AND WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

18. No Guarantee of Results

We do not guarantee any particular legal, tax, financial, asset-protection, or business outcome, including that any entity will be formed or accepted by a state, that any structure will shield assets in a given dispute, or that any strategy will produce tax savings. Results depend on facts and circumstances outside our control and on your own actions and those of third parties.

19. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BSS AND ITS OWNERS, MANAGERS, MEMBERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AND AFFILIATES (THE "BSS PARTIES") WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATING TO THE SERVICES. THE BSS PARTIES' TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE GREATER OF (a) THE AMOUNT YOU PAID BSS FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM IN THE TWELVE (12) MONTHS BEFORE THE EVENT, OR (b) ONE HUNDRED U.S. DOLLARS ($100). Some jurisdictions do not allow certain limitations; in those places these limits apply to the maximum extent permitted.

20. Indemnification

You agree to defend, indemnify, and hold the BSS Parties harmless from any claims, losses, liabilities, and expenses (including reasonable attorneys' fees) arising out of your breach of these Terms, your violation of law or the rights of a third party, or the information or content you provide.

21. Privacy and Incorporated Policies

Your use of the Services is also governed by our Privacy Policy and our Disclaimers, each incorporated into these Terms by reference. Please review them to understand how we handle your information and the limits of our educational content.

22. Electronic Communications and Signatures

You consent to receive communications from us electronically and agree that electronic agreements, notices, and records satisfy any legal requirement that such communications be in writing. Where you authorize it, you consent to the use of electronic signatures to complete filings.

23. Suspension and Termination

We may suspend or terminate your access to the Services at any time if we reasonably believe you have violated these Terms, engaged in fraudulent or unlawful activity, or to protect the Services or others. Provisions that by their nature should survive termination will survive.

24. Governing Law

These Terms and any dispute arising out of them are governed by the laws of the State of Utah, without regard to conflict-of-law principles, except to the extent superseded by U.S. federal law, including the Federal Arbitration Act.

25. Dispute Resolution; Informal Resolution First; Binding Individual Arbitration; Class-Action Waiver

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.

(a) Informal resolution first. Most concerns can be resolved quickly. Before starting arbitration or any other formal proceeding, the complaining party must give the other written notice of the dispute and allow thirty (30) days to resolve it informally. Your Notice of Dispute must include your name, address, email, a description of the dispute, and the relief you seek, and be sent to Business Structuring Secrets, LLC, 8850 S 700 E Unit 56, Sandy, UT 84091, with a copy to support@businessstructuringsecrets.com. Any applicable statute of limitations and filing deadlines are tolled during this 30-day period.

(b) Binding individual arbitration. If the dispute is not resolved within 30 days, you and BSS agree that any dispute arising out of or relating to the Services or these Terms (a "Dispute"), whether based in contract, tort, statute, or any other theory, will be resolved by final and binding arbitration administered by the American Arbitration Association ("AAA") before a single arbitrator, rather than in court. If you use the Services as a consumer, the AAA Consumer Arbitration Rules apply; otherwise the AAA Commercial Arbitration Rules apply, including the Expedited Procedures for claims under $75,000. The current rules are available at adr.org.

(c) Exceptions. Either party may instead (i) bring an individual claim in small-claims court if it qualifies, or (ii) seek injunctive or other equitable relief in court for the actual or threatened infringement or misuse of intellectual-property rights.

(d) Venue. Unless the parties agree otherwise, arbitration hearings will be held in Salt Lake County, Utah; however, if you are a consumer, you may elect to proceed in your county of residence.

(e) Authority of the arbitrator. The Federal Arbitration Act governs this section. The arbitrator has exclusive authority to resolve all questions of arbitrability and to award any relief a court could award on an individual basis, and may not consolidate claims or preside over any class or representative proceeding.

(f) Fees. AAA fees follow its schedules. If you are a consumer and you commence arbitration, you pay the consumer filing fee and BSS pays the remaining AAA fees; for non-consumer claims the parties share AAA fees as its rules provide. Each party otherwise bears its own attorneys' fees unless a statute or the arbitrator provides otherwise.

(g) Class-action and jury-trial waiver. YOU AND BSS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING, AND EACH WAIVES THE RIGHT TO A TRIAL BY JURY.

(h) Mass or coordinated filings. If 25 or more similar arbitration demands are filed on a coordinated basis by or with the assistance of the same counsel or organization, the parties agree the demands will be batched and resolved in staged proceedings to keep the process efficient, and BSS may instead elect to have such coordinated claims resolved in a court of competent jurisdiction.

(i) 30-day opt-out. You may opt out of this arbitration agreement by sending a signed written notice stating that you opt out, with your name and address, to the address in subsection (a) within thirty (30) days of first accepting these Terms. If you opt out, disputes will be resolved in the state or federal courts sitting in Salt Lake County, Utah, but still only on an individual basis.

(j) Severability. If any part of this Section 25 is held unenforceable, that part is severed and the rest remains in effect, except that if the class-action waiver is held unenforceable as to any claim, that claim must proceed in court and is severed from arbitration. Claims for public injunctive relief are likewise heard in court. The state and federal courts sitting in Salt Lake County, Utah, have exclusive jurisdiction to enforce any arbitration award.

26. Force Majeure

BSS is not liable for any delay or failure to perform caused by events beyond our reasonable control, including natural disasters, pandemics, government action, utility or internet outages, or failures of third-party providers.

27. Assignment

BSS may assign these Terms in connection with a merger, acquisition, or sale of assets or otherwise. You may not assign your rights or obligations without our prior written consent.

28. Changes to These Terms

We may update these Terms from time to time by posting the revised version with a new "Last updated" date. Changes apply going forward, and your continued use of the Services after the effective date means you accept the revised Terms.

29. Severability; Waiver; Entire Agreement

If any provision of these Terms is held unenforceable, the rest remain in effect. Our failure to enforce a provision is not a waiver. These Terms, together with the Privacy Policy and Disclaimers, are the entire agreement between you and BSS regarding the Services.

30. Contact Us

Business Structuring Secrets, LLC, 8850 S 700 E Unit 56, Sandy, UT 84091. Email: support@businessstructuringsecrets.com.